Indicative We Sell Rates
Travel Budget Planner

How Much Forex Should I Carry?

Enter your destination, how long you are going for and your rough daily spend, and we will suggest how much foreign currency to take — and how to split it between cash and a forex card.

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Estimated spend per day, in USD
A suggestion, not a rule. The split holds about a quarter as cash for incidentals and the rest on a forex card, which is safer to carry and easy to reload, plus a small emergency buffer. Adjust to how you like to travel. The rupee value uses an indicative rate; your firm rate comes with a quote.
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How it's calculated

  1. Daily spend × number of days gives your trip subtotal.
  2. About a quarter is suggested as cash; the rest on a forex card, which is safer and reloadable.
  3. A 12% emergency buffer is added on top.

Questions

How much cash can I carry abroad?

Up to USD 3,000 (or equivalent) in currency notes per trip; the rest should be on a forex card.

Should I take a forex card or cash?

Both: cash for small vendors and taxis, a card for hotels, shopping and larger bills.

Can I sell back what I don't spend?

Yes — we buy back unused currency, and a forex card balance can be encashed.

More free tools

Forex CalculatorYour all-in cost — rate, GST, TCS and total. TCS CalculatorWill TCS apply to your remittance, and how much? Currency ConverterConvert between currencies at live indicative rates. Document ChecklistThe documents you need, by purpose — as a PDF. GST CalculatorGST on a forex transaction, on the slab value.
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